?WhereToHQ

Santa Clara County · California · West · 990k residents

San Jose, CA: cost of living, taxes & quality of life

Residential facts for San Jose: housing, taxes, monthly costs, climate, schools, and household income, with the California median as the yardstick. Compare it live against any of 3,000 US cities.

Data coverage: Curated city row; coverage varies by fact.

The median home value in San Jose is $1,450,000, 105% above the California median. A two-bedroom rents for about $3,550/mo. Day-to-day costs index at 168 against a national baseline of 100. The median household here earns $133,000 a year.

What the numbers show

Source-confirmed findings

Limited coverage: This profile does not yet have enough source-confirmed local data for a city brief.

This profile does not yet have enough source-confirmed local data for a city brief.

Source: U.S. Census Bureau, 2024 American Community Survey 5-year estimates(2024 ACS 5-year; tables B01003, B15003, B19013, B25077). Geography: Census place where available. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

WhereToHQ calculates the comparisons. Figures are estimates for context, not a guarantee or personal financial advice. Read the methodology or send a correction.

What makes this place distinctive

A factual snapshot of the place, based on the profile data. It is not a tourism or cultural claim.

Silicon Valley’s urban center, with a technology economy layered over older agricultural and immigrant histories.

Known for: Innovation, the tech corridor, Vietnamese American culture, and access to the South Bay outdoors.

Calendar note: The city calendar includes the Vietnamese Tet Festival and cultural events downtown.

Story source: Visit San Jose

  • Scale: A large city with a quarter-million or more residents in the profile data.
  • Setting: The profile places San Jose about 14 miles from the nearest tracked mountain.
  • Climate signal: The profile records 257 sunny days and 0 inches of annual snow.
  • Daily pace: The profile records a walk score of 51 and an average commute of 30 minutes.

WhereToHQ derives these signals from the committed city dataset. Read the methodology for coverage and source limits.

Compare San Jose side by side

Cost of living index

168

cheaper than 3% of US cities

Median home value

$1,450,000

+105% vs state mediancheaper than 2% of US cities

2-bedroom rent

$3,550/mo

among the priciest in the US

Median household income

$133,000

+34% vs state medianhigher than 88% of US cities

Housing momentum

How fast San Jose's housing market is moving, ranked against the US cities we track.

43/100

Steady

Home prices YoY: -2.2% (bottom 15%)Rents YoY: +4.8% (top 20%)Home prices MoM: -0.8% (bottom 2%)
Momentum slowing · 27 over 2 yr

Ranks San Jose's home-price and rent growth against the US cities we cover. The label is relative pace, not a direction, so a market can rank low while some figures still rise. A higher score moves faster, it is not cheaper or better. Not investment or relocation advice.

$a year

Adjusted by San Jose's cost-of-living index versus the US average.

All facets · San Jose
Housing — Buy
Median home value$1,450,000
Price per sq. ft.$900
Property tax rate0.75%
Housing — Rent
1-bedroom rent$2,900/mo
2-bedroom rent$3,550/mo
Taxes
State & local income tax2.09%
Sales tax9.38%
Monthly Costs
Cost of living index168
Groceries index114
Utilities$230/mo
Transit pass$90/mo
Gas price$4.70/gal
Healthcare index110
Childcare (per child)$2,200/mo
Economy & Jobs
Median household income$133,000
Unemployment rate3.9%
Population990k
Quality of Life
Crime index36/100
School rating7.5/10
Walkability51/100
Disaster risk100/100
Avg. commute30 min
Climate
Sunny days / year257 days
July high82°F
January low43°F
Annual snowfall0 in
Market Trends
Home price YoY-2.2%
Home price MoM-0.8%
Rent YoY+4.8%
Rent MoM+0.5%
Location & Access
Ocean coast31 mi
Big lake85 mi
Mountains14 mi
Major airport3 mi
Ski resort133 mi
Compare & explore

Real listings in San Jose

Homes on ZillowRealtor.comRentals on ZillowApartments.com

Links open third-party listing searches. WhereToHQ has no paid relationship with these sites.

Questions & answers
What is the cost of living in San Jose, CA?
San Jose indexes at 168 for day-to-day costs against a national baseline of 100, with a typical two-bedroom renting for $3,550/mo and a median home value of $1,450,000.
How much does a house cost in San Jose?
The median home value in San Jose is $1,450,000, 105% above the California median (compiled estimate; individual listings vary).
How much is rent in San Jose?
A two-bedroom in San Jose rents for about $3,550/mo.