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San Diego County · California · West · 1.4M residents

San Diego, CA: cost of living, taxes & quality of life

Residential facts for San Diego: housing, taxes, monthly costs, climate, schools, and household income, with the California median as the yardstick. Compare it live against any of 3,000 US cities.

Data coverage: Curated city row; coverage varies by fact.

The median home value in San Diego is $950,000, 34% above the California median. A two-bedroom rents for about $3,150/mo. Day-to-day costs index at 144 against a national baseline of 100. The median household here earns $98,000 a year.

What the numbers show

Source-confirmed findings

Limited coverage: This profile does not yet have enough source-confirmed local data for a city brief.

This profile does not yet have enough source-confirmed local data for a city brief.

Source: U.S. Census Bureau, 2024 American Community Survey 5-year estimates(2024 ACS 5-year; tables B01003, B15003, B19013, B25077). Geography: Census place where available. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

WhereToHQ calculates the comparisons. Figures are estimates for context, not a guarantee or personal financial advice. Read the methodology or send a correction.

What makes this place distinctive

A factual snapshot of the place, based on the profile data. It is not a tourism or cultural claim.

A mild Pacific city where beaches, naval history, and neighborhood food markets meet.

Known for: Beaches, Balboa Park, the San Diego Zoo, craft beer, and coastal outdoor life.

Calendar note: The city calendar includes Comic-Con, cultural festivals, and events across Balboa Park.

Story source: San Diego Tourism Authority

  • Scale: A major population center with more than one million residents in the profile data.
  • Setting: The profile places San Diego about 10 miles from the nearest tracked ocean.
  • Climate signal: The profile records 266 sunny days.
  • Daily pace: The profile records a walk score of 51 and an average commute of 26 minutes.

WhereToHQ derives these signals from the committed city dataset. Read the methodology for coverage and source limits.

Compare San Diego side by side

Cost of living index

144

cheaper than 8% of US cities

Median home value

$950,000

+34% vs state mediancheaper than 5% of US cities

2-bedroom rent

$3,150/mo

cheaper than 2% of US cities

Median household income

$98,000

1.3% vs state medianhigher than 66% of US cities

Housing momentum

How fast San Diego's housing market is moving, ranked against the US cities we track.

28/100

Cooling

Home prices YoY: -2.3% (bottom 14%)Rents YoY: +1.3% (bottom 33%)Home prices MoM: -0.1% (near US average)
Momentum slowing · 30 over 2 yr

Ranks San Diego's home-price and rent growth against the US cities we cover. The label is relative pace, not a direction, so a market can rank low while some figures still rise. A higher score moves faster, it is not cheaper or better. Not investment or relocation advice.

$a year

Adjusted by San Diego's cost-of-living index versus the US average.

All facets · San Diego
Housing — Buy
Median home value$950,000
Price per sq. ft.$700
Property tax rate0.75%
Housing — Rent
1-bedroom rent$2,450/mo
2-bedroom rent$3,150/mo
Taxes
State & local income tax2.09%
Sales tax7.75%
Monthly Costs
Cost of living index144
Groceries index108
Utilities$180/mo
Transit pass$72/mo
Gas price$4.55/gal
Healthcare index104
Childcare (per child)$1,750/mo
Economy & Jobs
Median household income$98,000
Unemployment rate4.3%
Population1.4M
Quality of Life
Crime index38/100
School rating7.0/10
Walkability51/100
Disaster risk100/100
Avg. commute26 min
Climate
Sunny days / year266 days
July high75°F
January low50°F
Annual snowfall
Market Trends
Home price YoY-2.3%
Home price MoM-0.1%
Rent YoY+1.3%
Rent MoM+0.2%
Location & Access
Ocean coast10 mi
Big lake203 mi
Mountains80 mi
Major airport< 3 mi
Ski resort106 mi
Compare & explore

Real listings in San Diego

Homes on ZillowRealtor.comRentals on ZillowApartments.com

Links open third-party listing searches. WhereToHQ has no paid relationship with these sites.

Questions & answers
What is the cost of living in San Diego, CA?
San Diego indexes at 144 for day-to-day costs against a national baseline of 100, with a typical two-bedroom renting for $3,150/mo and a median home value of $950,000.
How much does a house cost in San Diego?
The median home value in San Diego is $950,000, 34% above the California median (compiled estimate; individual listings vary).
How much is rent in San Diego?
A two-bedroom in San Diego rents for about $3,150/mo.