?WhereToHQ

Miami-dade County · Florida · South · 460k residents

Miami, FL: cost of living, taxes & quality of life

Residential facts for Miami: housing, taxes, monthly costs, climate, schools, and household income, with the Florida median as the yardstick. Compare it live against any of 3,000 US cities.

Data coverage: Curated city row; coverage varies by fact.

The median home value in Miami is $580,000, 58% above the Florida median. A two-bedroom rents for about $3,100/mo. Day-to-day costs index at 123 against a national baseline of 100. The median household here earns $60,000 a year.

What the numbers show

Source-confirmed findings

Limited coverage: This profile does not yet have enough source-confirmed local data for a city brief.

This profile does not yet have enough source-confirmed local data for a city brief.

Source: U.S. Census Bureau, 2024 American Community Survey 5-year estimates(2024 ACS 5-year; tables B01003, B15003, B19013, B25077). Geography: Census place where available. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

WhereToHQ calculates the comparisons. Figures are estimates for context, not a guarantee or personal financial advice. Read the methodology or send a correction.

What makes this place distinctive

A factual snapshot of the place, based on the profile data. It is not a tourism or cultural claim.

A tropical gateway where Caribbean and Latin American cultures shape the food, music, and street life.

Known for: Beaches, Art Deco, Cuban culture, nightlife, design, and international trade.

Calendar note: Art Basel Miami Beach and Calle Ocho Festival are major annual events.

Story source: Greater Miami Convention & Visitors Bureau

  • Scale: A large city with a quarter-million or more residents in the profile data.
  • Setting: The profile places Miami about 4 miles from the nearest tracked ocean.
  • Climate signal: The profile records 248 sunny days and 0 inches of annual snow.
  • Daily pace: The profile records a walk score of 77 and an average commute of 30 minutes.

WhereToHQ derives these signals from the committed city dataset. Read the methodology for coverage and source limits.

Compare Miami side by side

Cost of living index

123

cheaper than 22% of US cities

Median home value

$580,000

+58% vs state mediancheaper than 21% of US cities

2-bedroom rent

$3,100/mo

cheaper than 2% of US cities

Median household income

$60,000

19% vs state medianhigher than 20% of US cities

Housing momentum

How fast Miami's housing market is moving, ranked against the US cities we track.

26/100

Cooling

Home prices YoY: -1.2% (bottom 24%)Rents YoY: +0.3% (bottom 21%)Rents MoM: -0.1% (bottom 31%)
Momentum slowing · 32 over 2 yr

Ranks Miami's home-price and rent growth against the US cities we cover. The label is relative pace, not a direction, so a market can rank low while some figures still rise. A higher score moves faster, it is not cheaper or better. Not investment or relocation advice.

$a year

Adjusted by Miami's cost-of-living index versus the US average.

All facets · Miami
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Real listings in Miami

Homes on ZillowRealtor.comRentals on ZillowApartments.com

Links open third-party listing searches. WhereToHQ has no paid relationship with these sites.

Questions & answers
What is the cost of living in Miami, FL?
Miami indexes at 123 for day-to-day costs against a national baseline of 100, with a typical two-bedroom renting for $3,100/mo and a median home value of $580,000.
How much does a house cost in Miami?
The median home value in Miami is $580,000, 58% above the Florida median (compiled estimate; individual listings vary).
How much is rent in Miami?
A two-bedroom in Miami rents for about $3,100/mo.