Residential comparison · 13 facts
Miami, FL vs Tampa, FL
Compare the housing, tax, cost, income, safety, school, and climate facts that are available for both places. The table shows the numbers without declaring one city universally better.
A household earning $85,000 in Miami needs about $70,500 in Tampa to keep the same lifestyle.
Coming from Tampa, $85,000 of lifestyle costs about $99,500 in Miami.
A few differences
- Tampa is lower on property tax rate (0.9% vs 0.95%).
- Miami is lower on sales tax (7% vs 7.5%).
- Tampa is lower on groceries index (102 vs 106).
Miami vs Tampa · facet by facet
| Facet | Miami, FL | Tampa, FL |
|---|---|---|
| Median home price | $580,000 | $420,000 |
| 2-bedroom rent | $3,100/mo | $1,900/mo |
| Property tax rate | 0.95% | 0.9% |
| State & local income tax | 0% | 0% |
| Sales tax | 7% | 7.5% |
| Cost of living index | 123 | 103 |
| Groceries index | 106 | 102 |
| Utilities | $165/mo | $180/mo |
| Median household income | $60,000 | $71,000 |
| Unemployment rate | 3.2% | 3.4% |
| Crime index | 49/100 | 42/100 |
| School rating | 6.0/10 | 6.0/10 |
| Sunny days / year | 248 days | 246 days |
Data: Census ACS 2024 · BLS · Tax Foundation 2024 brackets · HUD/Zillow · NOAA 1991–2020 · FEMA NRI · Values are shown as reported; no universal winner is implied.
Questions & answers
- Is Miami cheaper than Tampa?
- Tampa has the lower day-to-day cost index (103 vs 123 against a national 100). The other differences are shown facet by facet in the table.
- What household income in Tampa equals $85,000 in Miami?
- A household earning $85,000 in Miami needs about $70,500 in Tampa to keep the same lifestyle; coming the other way, $85,000 of Tampa lifestyle costs about $99,500 in Miami.