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Santa Cruz County · California · West · 33k residents

Los Gatos, CA: cost of living, taxes & quality of life

Residential facts for Los Gatos: housing, taxes, monthly costs, climate, schools, and household income, with the California median as the yardstick. Compare it live against any of 3,000 US cities.

Data coverage: ACS place data; supplementary fields may use state estimates.

The acs median home value in Los Gatos is $2,000,001, 182% above the California median. A two-bedroom rents for about $3,089/mo. Day-to-day costs index at 222 against a national baseline of 100. The median household here earns $217,554 a year.

What the numbers show

Source-confirmed findings
  • Housing value: The ACS median home value in Los Gatos is $2,000,001, 182.4% above the median for ACS-covered places in California.
  • Household income: Median household income is $217,554, 119.2% above the median for ACS-covered places in California.
  • Adult education: 75% of adults have a bachelor's degree or higher, 131.5% above the median for ACS-covered places in California.
  • Home value to income: The ACS median home value is about 9.2 times median household income. This is a comparison measure, not a mortgage qualification or affordability promise.

Source: U.S. Census Bureau, 2024 American Community Survey 5-year estimates(2024 ACS 5-year; tables B01003, B15003, B19013, B25077). Geography: Census place where available. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

WhereToHQ calculates the comparisons. Figures are estimates for context, not a guarantee or personal financial advice. Read the methodology or send a correction.

What makes this place distinctive

A factual snapshot of the place, based on the profile data. It is not a tourism or cultural claim.

A researched local story is not published for this city yet. The signals below are the verified profile context.

  • Scale: A smaller city in the profile data, with fewer than 50,000 residents.
  • Setting: The profile places Los Gatos about 14 miles from the nearest tracked ocean.
  • Climate signal: The profile records 260 sunny days and 0 inches of annual snow.
  • Daily pace: The profile records a walk score of 30 and an average commute of 29 minutes.

WhereToHQ derives these signals from the committed city dataset. Read the methodology for coverage and source limits.

Compare Los Gatos side by side

Cost of living index

222

among the priciest in the US

ACS median home value

$2,000,001

+182% vs state medianamong the priciest in the US

2-bedroom rent

$3,089/mo

cheaper than 2% of US cities

Median household income

$217,554

+119% vs state medianhigher than 99% of US cities

Housing momentum

How fast Los Gatos's housing market is moving, ranked against the US cities we track.

66/100

Steady

Rents YoY: +4.3% (top 25%)Home prices YoY: +2.1% (top 38%)Rents MoM: +0.9% (top 16%)
Momentum slowing · 4 over 2 yr

Ranks Los Gatos's home-price and rent growth against the US cities we cover. The label is relative pace, not a direction, so a market can rank low while some figures still rise. A higher score moves faster, it is not cheaper or better. Not investment or relocation advice.

$a year

Adjusted by Los Gatos's cost-of-living index versus the US average.

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Real listings in Los Gatos

Homes on ZillowRealtor.comRentals on ZillowApartments.com

Links open third-party listing searches. WhereToHQ has no paid relationship with these sites.

Questions & answers
What is the cost of living in Los Gatos, CA?
Los Gatos indexes at 222 for day-to-day costs against a national baseline of 100, with a typical two-bedroom renting for $3,089/mo and a acs median home value of $2,000,001.
How much does a house cost in Los Gatos?
The acs median home value in Los Gatos is $2,000,001, 182% above the California median (Census ACS estimate; individual listings vary).
How much is rent in Los Gatos?
A two-bedroom in Los Gatos rents for about $3,089/mo.