Hamilton County · Tennessee · South · 186k residents
Chattanooga, TN: cost of living, taxes & quality of life
Residential facts for Chattanooga: housing, taxes, monthly costs, climate, schools, and household income, with the Tennessee median as the yardstick. Compare it live against any of 3,000 US cities.
Data coverage: Curated city row; coverage varies by fact.
The median home value in Chattanooga is $330,000, 7% above the Tennessee median. A two-bedroom rents for about $1,500/mo. Day-to-day costs index at 93 against a national baseline of 100. The median household here earns $59,000 a year.
What the numbers show
Source-confirmed findingsLimited coverage: This profile does not yet have enough source-confirmed local data for a city brief.
This profile does not yet have enough source-confirmed local data for a city brief.
Source: U.S. Census Bureau, 2024 American Community Survey 5-year estimates(2024 ACS 5-year; tables B01003, B15003, B19013, B25077). Geography: Census place where available. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
WhereToHQ calculates the comparisons. Figures are estimates for context, not a guarantee or personal financial advice. Read the methodology or send a correction.
What makes this place distinctive
A factual snapshot of the place, based on the profile data. It is not a tourism or cultural claim.
A Tennessee River city where bridges, climbing, and a revived downtown turn scenery into a lifestyle.
Known for: Lookout Mountain, the Tennessee Aquarium, outdoor recreation, and riverfront history.
Calendar note: Riverbend Festival and Ironman Chattanooga are signature events.
Story source: Visit Chattanooga
- Scale: A mid-sized city with a population between 50,000 and 250,000 in the profile data.
- Setting: The profile places Chattanooga about 4 miles from the nearest tracked mountain.
- Climate signal: The profile records 213 sunny days.
- Daily pace: The profile records a walk score of 28 and an average commute of 22 minutes.
WhereToHQ derives these signals from the committed city dataset. Read the methodology for coverage and source limits.
Compare Chattanooga side by side
Cost of living index
93
Median home value
$330,000
2-bedroom rent
$1,500/mo
Median household income
$59,000
Housing momentum
How fast Chattanooga's housing market is moving, ranked against the US cities we track.
33/100
Cooling
Ranks Chattanooga's home-price and rent growth against the US cities we cover. The label is relative pace, not a direction, so a market can rank low while some figures still rise. A higher score moves faster, it is not cheaper or better. Not investment or relocation advice.
Adjusted by Chattanooga's cost-of-living index versus the US average.
| Median home value | $330,000 |
| Price per sq. ft. | $200 |
| Property tax rate | 0.85% |
| 1-bedroom rent | $1,300/mo |
| 2-bedroom rent | $1,500/mo |
| State & local income tax | 0% |
| Sales tax | 9.25% |
| Cost of living index | 93 |
| Groceries index | 97 |
| Utilities | $155/mo |
| Transit pass | $50/mo |
| Gas price | $2.95/gal |
| Healthcare index | 96 |
| Childcare (per child) | $1,000/mo |
| Median household income | $59,000 |
| Unemployment rate | 3.4% |
| Population | 186k |
| Crime index | 55/100 |
| School rating | 5.5/10 |
| Walkability | 28/100 |
| Disaster risk | 93/100 |
| Avg. commute | 22 min |
| Sunny days / year | 213 days |
| July high | 84°F |
| January low | 29°F |
| Annual snowfall | — |
| Home price YoY | -0.9% |
| Home price MoM | -0.3% |
| Rent YoY | +1.4% |
| Rent MoM | +0.4% |
| Ocean coast | 329 mi |
| Big lake | 95 mi |
| Mountains | 4 mi |
| Major airport | 88 mi |
| Ski resort | 110 mi |
Popular comparisons
Nearby
- East Ridge, TN · 22k
- Cleveland, TN · 49k
- Tullahoma, TN · 21k
- Shelbyville, TN · 25k
- Murfreesboro, TN · 161k
Similar size
- Clarksville, TN · 176k
- Knoxville, TN · 195k
- Franklin, TN · 87k
- Johnson City, TN · 72k
- Jackson, TN · 68k
Real listings in Chattanooga
Homes on Zillow ↗Realtor.com ↗Rentals on Zillow ↗Apartments.com ↗
Links open third-party listing searches. WhereToHQ has no paid relationship with these sites.
- What is the cost of living in Chattanooga, TN?
- Chattanooga indexes at 93 for day-to-day costs against a national baseline of 100, with a typical two-bedroom renting for $1,500/mo and a median home value of $330,000.
- How much does a house cost in Chattanooga?
- The median home value in Chattanooga is $330,000, 7% above the Tennessee median (compiled estimate; individual listings vary).
- How much is rent in Chattanooga?
- A two-bedroom in Chattanooga rents for about $1,500/mo.