Residential comparison · 13 facts
Chattanooga, TN vs Shelbyville, TN
Compare the housing, tax, cost, income, safety, school, and climate facts that are available for both places. The table shows the numbers without declaring one city universally better.
A household earning $85,000 in Chattanooga needs about $77,500 in Shelbyville to keep the same lifestyle.
Coming from Shelbyville, $85,000 of lifestyle costs about $92,500 in Chattanooga.
A few differences
- Shelbyville is lower on property tax rate (0.65% vs 0.85%).
- Chattanooga is lower on sales tax (9.25% vs 9.55%).
- Shelbyville is lower on groceries index (96 vs 97).
Chattanooga vs Shelbyville · facet by facet
| Facet | Chattanooga, TN | Shelbyville, TN |
|---|---|---|
| Median home price | $330,000 | $244,000 |
| 2-bedroom rent | $1,500/mo | $974/mo |
| Property tax rate | 0.85% | 0.65% |
| State & local income tax | 0% | 0% |
| Sales tax | 9.25% | 9.55% |
| Cost of living index | 93 | 82 |
| Groceries index | 97 | 96 |
| Utilities | $155/mo | $160/mo |
| Median household income | $59,000 | $55,073 |
| Unemployment rate | 3.4% | 3.3% |
| Crime index | 55/100 | 70/100 |
| School rating | 5.5/10 | 5.3/10 |
| Sunny days / year | 213 days | 205 days |
Data: Census ACS 2024 · BLS · Tax Foundation 2024 brackets · HUD/Zillow · NOAA 1991–2020 · FEMA NRI · Values are shown as reported; no universal winner is implied.
Full profiles: Chattanooga, TN · Shelbyville, TN
Questions & answers
- Is Chattanooga cheaper than Shelbyville?
- Shelbyville has the lower day-to-day cost index (82 vs 93 against a national 100). The other differences are shown facet by facet in the table.
- What household income in Shelbyville equals $85,000 in Chattanooga?
- A household earning $85,000 in Chattanooga needs about $77,500 in Shelbyville to keep the same lifestyle; coming the other way, $85,000 of Shelbyville lifestyle costs about $92,500 in Chattanooga.