?WhereToHQ

Maui County · Hawaii · West · 17k residents

Wailuku, HI: cost of living, taxes & quality of life

Residential facts for Wailuku: housing, taxes, monthly costs, climate, schools, and household income, with the Hawaii median as the yardstick. Compare it live against any of 3,000 US cities.

Data coverage: ACS place data; supplementary fields may use state estimates.

The acs median home value in Wailuku is $855,700, 1% below the Hawaii median. A two-bedroom rents for about $2,008/mo. Day-to-day costs index at 147 against a national baseline of 100. The median household here earns $102,942 a year.

What the numbers show

Source-confirmed findings
  • Housing value: The ACS median home value in Wailuku is $855,700, 1.5% below the median for ACS-covered places in Hawaii.
  • Household income: Median household income is $102,942, 13% below the median for ACS-covered places in Hawaii.
  • Adult education: 36.1% of adults have a bachelor's degree or higher, 2.1% above the median for ACS-covered places in Hawaii.
  • Home value to income: The ACS median home value is about 8.3 times median household income. This is a comparison measure, not a mortgage qualification or affordability promise.

Source: U.S. Census Bureau, 2024 American Community Survey 5-year estimates(2024 ACS 5-year; tables B01003, B15003, B19013, B25077). Geography: Census place where available. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

WhereToHQ calculates the comparisons. Figures are estimates for context, not a guarantee or personal financial advice. Read the methodology or send a correction.

What makes this place distinctive

A factual snapshot of the place, based on the profile data. It is not a tourism or cultural claim.

A researched local story is not published for this city yet. The signals below are the verified profile context.

  • Scale: A smaller city in the profile data, with fewer than 50,000 residents.
  • Setting: The profile places Wailuku about 2 miles from the nearest tracked ocean.
  • Climate signal: The profile records 240 sunny days.
  • Daily pace: The profile records a walk score of 30 and an average commute of 27 minutes.

WhereToHQ derives these signals from the committed city dataset. Read the methodology for coverage and source limits.

Compare Wailuku for residents

Compare Wailuku side by side

Cost of living index

147

cheaper than 7% of US cities

ACS median home value

$855,700

−1.5% vs state mediancheaper than 7% of US cities

2-bedroom rent

$2,008/mo

cheaper than 21% of US cities

Median household income

$102,942

−13% vs state medianhigher than 70% of US cities

Housing momentum

How fast Wailuku's housing market is moving, ranked against the US cities we track.

23/100

Cooling

Home prices YoY: -3.4% (bottom 8%)Rents YoY: +0.8% (bottom 26%)Rents MoM: +1.4% (top 8%)
Momentum slowing · −64 over 2 yr

Ranks Wailuku's home-price and rent growth against the US cities we cover. The label is relative pace, not a direction, so a market can rank low while some figures still rise. A higher score moves faster, it is not cheaper or better. Not investment or relocation advice.

$a year

Adjusted by Wailuku's cost-of-living index versus the US average.

All facets · Wailuku
Housing — Buy
ACS median home value$855,700
Price per sq. ft.$640
Property tax rate0.3%
Housing — Rent
1-bedroom rent$1,219/mo
2-bedroom rent$2,008/mo
Taxes
State & local income tax6.13%
Sales tax4.5%
Monthly Costs
Cost of living index147
Groceries index125
Utilities$280/mo
Transit pass$80/mo
Gas price$4.70/gal
Healthcare index110
Childcare (per child)$1,350/mo
Economy & Jobs
Median household income$102,942
Unemployment rate3%
Population17k
Quality of Life
Crime index45/100
School rating5.5/10
Walkability30/100
Disaster risk93/100
Avg. commute27 min
Climate
Sunny days / year240 days
July high89°F
January low64°F
Annual snowfall—
Market Trends
Home price YoY-3.4%
Home price MoM-0.4%
Rent YoY+0.8%
Rent MoM+1.4%
Location & Access
Ocean coast< 3 mi
Big lake2356 mi
Mountains21 mi
Major airport5 mi
Ski resort2483 mi
Compare & explore

Popular comparisons

Nearby

Similar size

Real listings in Wailuku

Homes on Zillow ↗Realtor.com ↗Rentals on Zillow ↗Apartments.com ↗

Links open third-party listing searches. WhereToHQ has no paid relationship with these sites.

Questions & answers
What is the cost of living in Wailuku, HI?
Wailuku indexes at 147 for day-to-day costs against a national baseline of 100, with a typical two-bedroom renting for $2,008/mo and a acs median home value of $855,700.
How much does a house cost in Wailuku?
The acs median home value in Wailuku is $855,700, 1% below the Hawaii median (Census ACS estimate; individual listings vary).
How much is rent in Wailuku?
A two-bedroom in Wailuku rents for about $2,008/mo.