?WhereToHQ

Maricopa County · Arizona · West · 155k residents

Surprise, AZ: cost of living, taxes & quality of life

Residential facts for Surprise: housing, taxes, monthly costs, climate, schools, and household income, with the Arizona median as the yardstick. Compare it live against any of 3,000 US cities.

Data coverage: ACS place data; supplementary fields may use state estimates.

The acs median home value in Surprise is $435,100, 13% above the Arizona median. A two-bedroom rents for about $1,940/mo. Day-to-day costs index at 111 against a national baseline of 100. The median household here earns $96,711 a year.

What the numbers show

Source-confirmed findings
  • Housing value: The ACS median home value in Surprise is $435,100, 13% above the median for ACS-covered places in Arizona.
  • Household income: Median household income is $96,711, 26.7% above the median for ACS-covered places in Arizona.
  • Adult education: 30.5% of adults have a bachelor's degree or higher, 20.1% above the median for ACS-covered places in Arizona.
  • Home value to income: The ACS median home value is about 4.5 times median household income. This is a comparison measure, not a mortgage qualification or affordability promise.

Source: U.S. Census Bureau, 2024 American Community Survey 5-year estimates(2024 ACS 5-year; tables B01003, B15003, B19013, B25077). Geography: Census place where available. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

WhereToHQ calculates the comparisons. Figures are estimates for context, not a guarantee or personal financial advice. Read the methodology or send a correction.

What makes this place distinctive

A factual snapshot of the place, based on the profile data. It is not a tourism or cultural claim.

A West Valley desert city where spring baseball, planned neighborhoods, and trail access define the newer edge.

Known for: Surprise Stadium, White Tank Mountains, parks, and family development.

Calendar note: Kansas City Royals and Texas Rangers spring training are signature events.

Story source: Visit Surprise

  • Scale: A mid-sized city with a population between 50,000 and 250,000 in the profile data.
  • Setting: The profile places Surprise about 51 miles from the nearest tracked mountain.
  • Climate signal: The profile records 290 sunny days and 0 inches of annual snow.
  • Daily pace: The profile records a walk score of 38 and an average commute of 26 minutes.

WhereToHQ derives these signals from the committed city dataset. Read the methodology for coverage and source limits.

Compare Surprise side by side

Cost of living index

111

cheaper than 35% of US cities

ACS median home value

$435,100

+13% vs state mediancheaper than 36% of US cities

2-bedroom rent

$1,940/mo

cheaper than 23% of US cities

Median household income

$96,711

+27% vs state medianhigher than 65% of US cities

Housing momentum

How fast Surprise's housing market is moving, ranked against the US cities we track.

16/100

Cooling

Home prices YoY: -2.2% (bottom 15%)Rents YoY: 0.0% (bottom 18%)Home prices MoM: -0.4% (bottom 16%)
Momentum holding · over 2 yr

Ranks Surprise's home-price and rent growth against the US cities we cover. The label is relative pace, not a direction, so a market can rank low while some figures still rise. A higher score moves faster, it is not cheaper or better. Not investment or relocation advice.

$a year

Adjusted by Surprise's cost-of-living index versus the US average.

All facets · Surprise
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Real listings in Surprise

Homes on ZillowRealtor.comRentals on ZillowApartments.com

Links open third-party listing searches. WhereToHQ has no paid relationship with these sites.

Questions & answers
What is the cost of living in Surprise, AZ?
Surprise indexes at 111 for day-to-day costs against a national baseline of 100, with a typical two-bedroom renting for $1,940/mo and a acs median home value of $435,100.
How much does a house cost in Surprise?
The acs median home value in Surprise is $435,100, 13% above the Arizona median (Census ACS estimate; individual listings vary).
How much is rent in Surprise?
A two-bedroom in Surprise rents for about $1,940/mo.