Missouri · Midwest · 18k residents
Lake St. Louis, MO: cost of living, taxes & quality of life
Residential facts for Lake St. Louis: housing, taxes, monthly costs, climate, schools, and household income, with the Missouri median as the yardstick. Compare it live against any of 3,000 US cities.
Data coverage: ACS place data; supplementary fields may use state estimates.
The acs median home value in Lake St. Louis is $405,900, 81% above the Missouri median. A two-bedroom rents for about $1,604/mo. Day-to-day costs index at 99 against a national baseline of 100. The median household here earns $125,693 a year.
What the numbers show
Source-confirmed findings- Housing value: The ACS median home value in Lake St. Louis is $405,900, 80.7% above the median for ACS-covered places in Missouri.
- Household income: Median household income is $125,693, 69.4% above the median for ACS-covered places in Missouri.
- Adult education: 51.7% of adults have a bachelor's degree or higher, 47.7% above the median for ACS-covered places in Missouri.
- Home value to income: The ACS median home value is about 3.2 times median household income. This is a comparison measure, not a mortgage qualification or affordability promise.
Source: U.S. Census Bureau, 2024 American Community Survey 5-year estimates(2024 ACS 5-year; tables B01003, B15003, B19013, B25077). Geography: Census place where available. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
WhereToHQ calculates the comparisons. Figures are estimates for context, not a guarantee or personal financial advice. Read the methodology or send a correction.
What makes this place distinctive
A factual snapshot of the place, based on the profile data. It is not a tourism or cultural claim.
A researched local story is not published for this city yet. The signals below are the verified profile context.
- Scale: A smaller city in the profile data, with fewer than 50,000 residents.
- Setting: The profile places Lake St. Louis about 84 miles from the nearest tracked mountain.
- Climate signal: The profile records 205 sunny days and 14 inches of annual snow.
- Daily pace: The profile records a walk score of 30 and an average commute of 24 minutes.
WhereToHQ derives these signals from the committed city dataset. Read the methodology for coverage and source limits.
Compare Lake St. Louis side by side
Cost of living index
99
ACS median home value
$405,900
2-bedroom rent
$1,604/mo
Median household income
$125,693
Housing momentum
We don't have enough recent home-price and rent data to rank Lake St. Louis's housing momentum yet.
Adjusted by Lake St. Louis's cost-of-living index versus the US average.
| ACS median home value | $405,900 |
| Price per sq. ft. | $155 |
| Property tax rate | 0.88% |
| 1-bedroom rent | $1,215/mo |
| 2-bedroom rent | $1,604/mo |
| State & local income tax | 2.95% |
| Sales tax | 8.4% |
| Cost of living index | 99 |
| Groceries index | 95 |
| Utilities | $165/mo |
| Transit pass | $78/mo |
| Gas price | $3.00/gal |
| Healthcare index | 94 |
| Childcare (per child) | $1,000/mo |
| Median household income | $125,693 |
| Unemployment rate | 3.5% |
| Population | 18k |
| Crime index | 55/100 |
| School rating | 5.5/10 |
| Walkability | 30/100 |
| Disaster risk | — |
| Avg. commute | 24 min |
| Sunny days / year | 205 days |
| July high | 88°F |
| January low | 21°F |
| Annual snowfall | 14 in |
| Home price YoY | — |
| Home price MoM | — |
| Rent YoY | — |
| Rent MoM | — |
| Ocean coast | 590 mi |
| Big lake | 114 mi |
| Mountains | 84 mi |
| Major airport | 22 mi |
| Ski resort | 19 mi |
Popular comparisons
Nearby
- Wentzville, MO · 47k
- O'Fallon, MO · 94k
- St. Peters, MO · 59k
- Chesterfield, MO · 50k
- St. Charles, MO · 72k
Similar size
- Manchester, MO · 18k
- Ferguson, MO · 18k
- Spanish Lake, MO · 18k
- Farmington, MO · 18k
- Concord, MO · 18k
Real listings in Lake St. Louis
Homes on Zillow ↗Realtor.com ↗Rentals on Zillow ↗Apartments.com ↗
Links open third-party listing searches. WhereToHQ has no paid relationship with these sites.
- What is the cost of living in Lake St. Louis, MO?
- Lake St. Louis indexes at 99 for day-to-day costs against a national baseline of 100, with a typical two-bedroom renting for $1,604/mo and a acs median home value of $405,900.
- How much does a house cost in Lake St. Louis?
- The acs median home value in Lake St. Louis is $405,900, 81% above the Missouri median (Census ACS estimate; individual listings vary).
- How much is rent in Lake St. Louis?
- A two-bedroom in Lake St. Louis rents for about $1,604/mo.