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Essex County · Massachusetts · Northeast · 68k residents

Haverhill, MA: cost of living, taxes & quality of life

Residential facts for Haverhill: housing, taxes, monthly costs, climate, schools, and household income, with the Massachusetts median as the yardstick. Compare it live against any of 3,000 US cities.

Data coverage: ACS place data; supplementary fields may use state estimates.

The acs median home value in Haverhill is $453,900, 24% below the Massachusetts median. A two-bedroom rents for about $1,803/mo. Day-to-day costs index at 117 against a national baseline of 100. The median household here earns $88,326 a year.

What the numbers show

Source-confirmed findings
  • Housing value: The ACS median home value in Haverhill is $453,900, 23.9% below the median for ACS-covered places in Massachusetts.
  • Household income: Median household income is $88,326, 14.7% below the median for ACS-covered places in Massachusetts.
  • Adult education: 32.6% of adults have a bachelor's degree or higher, 27.2% below the median for ACS-covered places in Massachusetts.
  • Home value to income: The ACS median home value is about 5.1 times median household income. This is a comparison measure, not a mortgage qualification or affordability promise.

Source: U.S. Census Bureau, 2024 American Community Survey 5-year estimates(2024 ACS 5-year; tables B01003, B15003, B19013, B25077). Geography: Census place where available. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

WhereToHQ calculates the comparisons. Figures are estimates for context, not a guarantee or personal financial advice. Read the methodology or send a correction.

What makes this place distinctive

A factual snapshot of the place, based on the profile data. It is not a tourism or cultural claim.

A researched local story is not published for this city yet. The signals below are the verified profile context.

  • Scale: A mid-sized city with a population between 50,000 and 250,000 in the profile data.
  • Setting: The profile places Haverhill about 25 miles from the nearest tracked ocean.
  • Climate signal: The profile records 200 sunny days and 58 inches of annual snow.
  • Daily pace: The profile records a walk score of 34 and an average commute of 30 minutes.

WhereToHQ derives these signals from the committed city dataset. Read the methodology for coverage and source limits.

Compare Haverhill side by side

Cost of living index

117

cheaper than 28% of US cities

ACS median home value

$453,900

24% vs state mediancheaper than 34% of US cities

2-bedroom rent

$1,803/mo

cheaper than 30% of US cities

Median household income

$88,326

15% vs state median≈ US median

Housing momentum

How fast Haverhill's housing market is moving, ranked against the US cities we track.

52/100

Steady

Home prices YoY: +2.3% (top 35%)Rents YoY: +1.9% (near US average)Rents MoM: -0.2% (bottom 26%)
Momentum slowing · 34 over 2 yr

Ranks Haverhill's home-price and rent growth against the US cities we cover. The label is relative pace, not a direction, so a market can rank low while some figures still rise. A higher score moves faster, it is not cheaper or better. Not investment or relocation advice.

$a year

Adjusted by Haverhill's cost-of-living index versus the US average.

All facets · Haverhill
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Real listings in Haverhill

Homes on ZillowRealtor.comRentals on ZillowApartments.com

Links open third-party listing searches. WhereToHQ has no paid relationship with these sites.

Questions & answers
What is the cost of living in Haverhill, MA?
Haverhill indexes at 117 for day-to-day costs against a national baseline of 100, with a typical two-bedroom renting for $1,803/mo and a acs median home value of $453,900.
How much does a house cost in Haverhill?
The acs median home value in Haverhill is $453,900, 24% below the Massachusetts median (Census ACS estimate; individual listings vary).
How much is rent in Haverhill?
A two-bedroom in Haverhill rents for about $1,803/mo.