Maryland · South · 18k residents
Ferndale, MD: cost of living, taxes & quality of life
Residential facts for Ferndale: housing, taxes, monthly costs, climate, schools, and household income, with the Maryland median as the yardstick. Compare it live against any of 3,000 US cities.
Data coverage: ACS place data; supplementary fields may use state estimates.
The acs median home value in Ferndale is $327,600, 22% below the Maryland median. A two-bedroom rents for about $1,949/mo. Day-to-day costs index at 109 against a national baseline of 100. The median household here earns $94,948 a year.
What the numbers show
Source-confirmed findings- Housing value: The ACS median home value in Ferndale is $327,600, 22.4% below the median for ACS-covered places in Maryland.
- Household income: Median household income is $94,948, 4.9% below the median for ACS-covered places in Maryland.
- Adult education: 23.2% of adults have a bachelor's degree or higher, 46.4% below the median for ACS-covered places in Maryland.
- Home value to income: The ACS median home value is about 3.5 times median household income. This is a comparison measure, not a mortgage qualification or affordability promise.
Source: U.S. Census Bureau, 2024 American Community Survey 5-year estimates(2024 ACS 5-year; tables B01003, B15003, B19013, B25077). Geography: Census place where available. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
WhereToHQ calculates the comparisons. Figures are estimates for context, not a guarantee or personal financial advice. Read the methodology or send a correction.
What makes this place distinctive
A factual snapshot of the place, based on the profile data. It is not a tourism or cultural claim.
A researched local story is not published for this city yet. The signals below are the verified profile context.
- Scale: A smaller city in the profile data, with fewer than 50,000 residents.
- Setting: The profile places Ferndale about 89 miles from the nearest tracked ocean.
- Climate signal: The profile records 213 sunny days and 19 inches of annual snow.
- Daily pace: The profile records a walk score of 30 and an average commute of 32 minutes.
WhereToHQ derives these signals from the committed city dataset. Read the methodology for coverage and source limits.
Compare Ferndale side by side
Cost of living index
109
ACS median home value
$327,600
2-bedroom rent
$1,949/mo
Median household income
$94,948
Housing momentum
We don't have enough recent home-price and rent data to rank Ferndale's housing momentum yet.
Adjusted by Ferndale's cost-of-living index versus the US average.
| ACS median home value | $327,600 |
| Price per sq. ft. | $250 |
| Property tax rate | 1.05% |
| 1-bedroom rent | $1,622/mo |
| 2-bedroom rent | $1,949/mo |
| State & local income tax | 7.4% |
| Sales tax | 6% |
| Cost of living index | 109 |
| Groceries index | 105 |
| Utilities | $190/mo |
| Transit pass | $77/mo |
| Gas price | $3.35/gal |
| Healthcare index | 100 |
| Childcare (per child) | $1,400/mo |
| Median household income | $94,948 |
| Unemployment rate | 2.8% |
| Population | 18k |
| Crime index | 52/100 |
| School rating | 6.2/10 |
| Walkability | 30/100 |
| Disaster risk | — |
| Avg. commute | 32 min |
| Sunny days / year | 213 days |
| July high | 89°F |
| January low | 25°F |
| Annual snowfall | 19 in |
| Home price YoY | — |
| Home price MoM | — |
| Rent YoY | — |
| Rent MoM | — |
| Ocean coast | 89 mi |
| Big lake | 196 mi |
| Mountains | 102 mi |
| Major airport | < 3 mi |
| Ski resort | 125 mi |
Popular comparisons
Nearby
- Brooklyn Park, MD · 16k
- Glen Burnie, MD · 73k
- Elkridge, MD · 26k
- Arbutus, MD · 23k
- Severn, MD · 58k
Similar size
- Calverton, MD · 18k
- Takoma Park, MD · 18k
- Damascus, MD · 18k
- Adelphi, MD · 17k
- White Oak, MD · 17k
Real listings in Ferndale
Homes on Zillow ↗Realtor.com ↗Rentals on Zillow ↗Apartments.com ↗
Links open third-party listing searches. WhereToHQ has no paid relationship with these sites.
- What is the cost of living in Ferndale, MD?
- Ferndale indexes at 109 for day-to-day costs against a national baseline of 100, with a typical two-bedroom renting for $1,949/mo and a acs median home value of $327,600.
- How much does a house cost in Ferndale?
- The acs median home value in Ferndale is $327,600, 22% below the Maryland median (Census ACS estimate; individual listings vary).
- How much is rent in Ferndale?
- A two-bedroom in Ferndale rents for about $1,949/mo.