Lee County · Florida · South · 216k residents
Cape Coral, FL: cost of living, taxes & quality of life
Residential facts for Cape Coral: housing, taxes, monthly costs, climate, schools, and household income, with the Florida median as the yardstick. Compare it live against any of 3,000 US cities.
Data coverage: ACS place data; supplementary fields may use state estimates.
The acs median home value in Cape Coral is $373,500, 2% above the Florida median. A two-bedroom rents for about $1,652/mo. Day-to-day costs index at 104 against a national baseline of 100. The median household here earns $78,104 a year.
What the numbers show
Source-confirmed findings- Housing value: The ACS median home value in Cape Coral is $373,500, 2% above the median for ACS-covered places in Florida.
- Household income: Median household income is $78,104, 5.7% above the median for ACS-covered places in Florida.
- Adult education: 26.9% of adults have a bachelor's degree or higher, 19.1% below the median for ACS-covered places in Florida.
- Home value to income: The ACS median home value is about 4.8 times median household income. This is a comparison measure, not a mortgage qualification or affordability promise.
Source: U.S. Census Bureau, 2024 American Community Survey 5-year estimates(2024 ACS 5-year; tables B01003, B15003, B19013, B25077). Geography: Census place where available. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
WhereToHQ calculates the comparisons. Figures are estimates for context, not a guarantee or personal financial advice. Read the methodology or send a correction.
What makes this place distinctive
A factual snapshot of the place, based on the profile data. It is not a tourism or cultural claim.
A canal-filled Gulf Coast city where boating, warm weather, and planned neighborhoods define the lifestyle.
Known for: Canals, boating, Gulf access, fishing, and family recreation.
Calendar note: Cape Coral Oktoberfest and the Holiday Boat-A-Long are local traditions.
Story source: Visit Fort Myers
- Scale: A mid-sized city with a population between 50,000 and 250,000 in the profile data.
- Setting: The profile places Cape Coral about 9 miles from the nearest tracked ocean.
- Climate signal: The profile records 240 sunny days.
- Daily pace: The profile records a walk score of 38 and an average commute of 28 minutes.
WhereToHQ derives these signals from the committed city dataset. Read the methodology for coverage and source limits.
Compare Cape Coral side by side
Cost of living index
104
ACS median home value
$373,500
2-bedroom rent
$1,652/mo
Median household income
$78,104
Housing momentum
How fast Cape Coral's housing market is moving, ranked against the US cities we track.
7/100
Cooling
Ranks Cape Coral's home-price and rent growth against the US cities we cover. The label is relative pace, not a direction, so a market can rank low while some figures still rise. A higher score moves faster, it is not cheaper or better. Not investment or relocation advice.
Adjusted by Cape Coral's cost-of-living index versus the US average.
| ACS median home value | $373,500 |
| Price per sq. ft. | $260 |
| Property tax rate | 0.8% |
| 1-bedroom rent | $1,597/mo |
| 2-bedroom rent | $1,652/mo |
| State & local income tax | 0% |
| Sales tax | 7% |
| Cost of living index | 104 |
| Groceries index | 103 |
| Utilities | $180/mo |
| Transit pass | $65/mo |
| Gas price | $3.25/gal |
| Healthcare index | 100 |
| Childcare (per child) | $1,000/mo |
| Median household income | $78,104 |
| Unemployment rate | 3.3% |
| Population | 216k |
| Crime index | 45/100 |
| School rating | 5.8/10 |
| Walkability | 38/100 |
| Disaster risk | 99/100 |
| Avg. commute | 28 min |
| Sunny days / year | 240 days |
| July high | 92°F |
| January low | 54°F |
| Annual snowfall | — |
| Home price YoY | -6.8% |
| Home price MoM | -0.4% |
| Rent YoY | -4.0% |
| Rent MoM | +0.3% |
| Ocean coast | 9 mi |
| Big lake | 75 mi |
| Mountains | 530 mi |
| Major airport | 12 mi |
| Ski resort | 630 mi |
Popular comparisons
Nearby
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Similar size
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Real listings in Cape Coral
Homes on Zillow ↗Realtor.com ↗Rentals on Zillow ↗Apartments.com ↗
Links open third-party listing searches. WhereToHQ has no paid relationship with these sites.
- What is the cost of living in Cape Coral, FL?
- Cape Coral indexes at 104 for day-to-day costs against a national baseline of 100, with a typical two-bedroom renting for $1,652/mo and a acs median home value of $373,500.
- How much does a house cost in Cape Coral?
- The acs median home value in Cape Coral is $373,500, 2% above the Florida median (Census ACS estimate; individual listings vary).
- How much is rent in Cape Coral?
- A two-bedroom in Cape Coral rents for about $1,652/mo.