Residential comparison · 13 facts
St. Paul, MN vs White Bear Lake, MN
Compare the housing, tax, cost, income, safety, school, and climate facts that are available for both places. The table shows the numbers without declaring one city universally better.
A household earning $85,000 in St. Paul needs about $88,500 in White Bear Lake to keep the same lifestyle.
Coming from White Bear Lake, $85,000 of lifestyle costs about $81,500 in St. Paul.
A few differences
- White Bear Lake is higher on median household income ($83,554 vs $73,394).
- St. Paul is lower on cost of living index (95 vs 101).
- St. Paul is lower on 2-bedroom rent ($1,404/mo vs $1,706/mo).
St. Paul vs White Bear Lake · facet by facet
| Facet | St. Paul, MN | White Bear Lake, MN |
|---|---|---|
| Median home price | $294,500 | $331,800 |
| 2-bedroom rent | $1,404/mo | $1,706/mo |
| Property tax rate | 1.05% | 1.05% |
| State & local income tax | 3.68% | 3.68% |
| Sales tax | 7.5% | 7.5% |
| Cost of living index | 95 | 101 |
| Groceries index | 100 | 100 |
| Utilities | $165/mo | $165/mo |
| Median household income | $73,394 | $83,554 |
| Unemployment rate | 2.9% | 2.9% |
| Crime index | 40/100 | 40/100 |
| School rating | 7.0/10 | 7.0/10 |
| Sunny days / year | 195 days | 195 days |
Data: Census ACS 2024 · BLS · Tax Foundation 2024 brackets · HUD/Zillow · NOAA 1991–2020 · FEMA NRI · Values are shown as reported; no universal winner is implied.
Full profiles: St. Paul, MN · White Bear Lake, MN
Questions & answers
- Is St. Paul cheaper than White Bear Lake?
- St. Paul has the lower day-to-day cost index (95 vs 101 against a national 100). The other differences are shown facet by facet in the table.
- What household income in White Bear Lake equals $85,000 in St. Paul?
- A household earning $85,000 in St. Paul needs about $88,500 in White Bear Lake to keep the same lifestyle; coming the other way, $85,000 of White Bear Lake lifestyle costs about $81,500 in St. Paul.