Residential comparison · 13 facts
St. Charles, MO vs St. Joseph, MO
Compare the housing, tax, cost, income, safety, school, and climate facts that are available for both places. The table shows the numbers without declaring one city universally better.
A household earning $85,000 in St. Charles needs about $78,000 in St. Joseph to keep the same lifestyle.
Coming from St. Joseph, $85,000 of lifestyle costs about $92,000 in St. Charles.
A few differences
- St. Charles is higher on median household income ($85,937 vs $57,956).
- St. Joseph is lower on cost of living index (76 vs 89).
- St. Joseph is lower on 2-bedroom rent ($913/mo vs $1,298/mo).
St. Charles vs St. Joseph · facet by facet
| Facet | St. Charles, MO | St. Joseph, MO |
|---|---|---|
| Median home price | $298,700 | $154,200 |
| 2-bedroom rent | $1,298/mo | $913/mo |
| Property tax rate | 0.88% | 0.88% |
| State & local income tax | 2.95% | 2.95% |
| Sales tax | 8.4% | 8.4% |
| Cost of living index | 89 | 76 |
| Groceries index | 95 | 95 |
| Utilities | $165/mo | $165/mo |
| Median household income | $85,937 | $57,956 |
| Unemployment rate | 3.5% | 3.5% |
| Crime index | 55/100 | 55/100 |
| School rating | 5.5/10 | 5.5/10 |
| Sunny days / year | 205 days | 205 days |
Data: Census ACS 2024 · BLS · Tax Foundation 2024 brackets · HUD/Zillow · NOAA 1991–2020 · FEMA NRI · Values are shown as reported; no universal winner is implied.
Full profiles: St. Charles, MO · St. Joseph, MO
Questions & answers
- Is St. Charles cheaper than St. Joseph?
- St. Joseph has the lower day-to-day cost index (76 vs 89 against a national 100). The other differences are shown facet by facet in the table.
- What household income in St. Joseph equals $85,000 in St. Charles?
- A household earning $85,000 in St. Charles needs about $78,000 in St. Joseph to keep the same lifestyle; coming the other way, $85,000 of St. Joseph lifestyle costs about $92,000 in St. Charles.