Residential comparison · 13 facts
Smithtown, NY vs Watertown, NY
Compare the housing, tax, cost, income, safety, school, and climate facts that are available for both places. The table shows the numbers without declaring one city universally better.
A household earning $85,000 in Smithtown needs about $63,500 in Watertown to keep the same lifestyle.
Coming from Watertown, $85,000 of lifestyle costs about $106,000 in Smithtown.
A few differences
- Smithtown is higher on median household income ($150,664 vs $51,753).
- Watertown is lower on cost of living index (90 vs 139).
- Watertown is lower on 2-bedroom rent ($1,075/mo vs $2,377/mo).
Smithtown vs Watertown · facet by facet
| Facet | Smithtown, NY | Watertown, NY |
|---|---|---|
| Median home price | $704,700 | $158,600 |
| 2-bedroom rent | $2,377/mo | $1,075/mo |
| Property tax rate | 1.6% | 1.6% |
| State & local income tax | 4.07% | 4.07% |
| Sales tax | 8.5% | 8.5% |
| Cost of living index | 139 | 90 |
| Groceries index | 108 | 108 |
| Utilities | $190/mo | $190/mo |
| Median household income | $150,664 | $51,753 |
| Unemployment rate | 4.3% | 4.3% |
| Crime index | 40/100 | 40/100 |
| School rating | 6.5/10 | 6.5/10 |
| Sunny days / year | 180 days | 180 days |
Data: Census ACS 2024 · BLS · Tax Foundation 2024 brackets · HUD/Zillow · NOAA 1991–2020 · FEMA NRI · Values are shown as reported; no universal winner is implied.
Full profiles: Smithtown, NY · Watertown, NY
Questions & answers
- Is Smithtown cheaper than Watertown?
- Watertown has the lower day-to-day cost index (90 vs 139 against a national 100). The other differences are shown facet by facet in the table.
- What household income in Watertown equals $85,000 in Smithtown?
- A household earning $85,000 in Smithtown needs about $63,500 in Watertown to keep the same lifestyle; coming the other way, $85,000 of Watertown lifestyle costs about $106,000 in Smithtown.