Residential comparison · 13 facts
Saratoga Springs, NY vs Schenectady, NY
Compare the housing, tax, cost, income, safety, school, and climate facts that are available for both places. The table shows the numbers without declaring one city universally better.
A household earning $85,000 in Saratoga Springs needs about $80,500 in Schenectady to keep the same lifestyle.
Coming from Schenectady, $85,000 of lifestyle costs about $89,500 in Saratoga Springs.
A few differences
- Saratoga Springs is higher on median household income ($105,944 vs $58,399).
- Schenectady is lower on cost of living index (92 vs 118).
- Schenectady is lower on 2-bedroom rent ($1,154/mo vs $1,792/mo).
Saratoga Springs vs Schenectady · facet by facet
| Facet | Saratoga Springs, NY | Schenectady, NY |
|---|---|---|
| Median home price | $478,100 | $168,800 |
| 2-bedroom rent | $1,792/mo | $1,154/mo |
| Property tax rate | 1.6% | 1.6% |
| State & local income tax | 4.07% | 4.07% |
| Sales tax | 8.5% | 8.5% |
| Cost of living index | 118 | 92 |
| Groceries index | 108 | 108 |
| Utilities | $190/mo | $190/mo |
| Median household income | $105,944 | $58,399 |
| Unemployment rate | 4.3% | 4.3% |
| Crime index | 40/100 | 40/100 |
| School rating | 6.5/10 | 6.5/10 |
| Sunny days / year | 180 days | 180 days |
Data: Census ACS 2024 · BLS · Tax Foundation 2024 brackets · HUD/Zillow · NOAA 1991–2020 · FEMA NRI · Values are shown as reported; no universal winner is implied.
Full profiles: Saratoga Springs, NY · Schenectady, NY
Questions & answers
- Is Saratoga Springs cheaper than Schenectady?
- Schenectady has the lower day-to-day cost index (92 vs 118 against a national 100). The other differences are shown facet by facet in the table.
- What household income in Schenectady equals $85,000 in Saratoga Springs?
- A household earning $85,000 in Saratoga Springs needs about $80,500 in Schenectady to keep the same lifestyle; coming the other way, $85,000 of Schenectady lifestyle costs about $89,500 in Saratoga Springs.