Residential comparison · 13 facts
Naperville, IL vs Oswego, IL
Compare the housing, tax, cost, income, safety, school, and climate facts that are available for both places. The table shows the numbers without declaring one city universally better.
A household earning $85,000 in Naperville needs about $81,500 in Oswego to keep the same lifestyle.
Coming from Oswego, $85,000 of lifestyle costs about $88,500 in Naperville.
A few differences
- Naperville is higher on median household income ($155,105 vs $123,792).
- Oswego is lower on cost of living index (105 vs 116).
- Oswego is lower on 2-bedroom rent ($1,916/mo vs $1,935/mo).
Naperville vs Oswego · facet by facet
| Facet | Naperville, IL | Oswego, IL |
|---|---|---|
| Median home price | $540,200 | $344,500 |
| 2-bedroom rent | $1,935/mo | $1,916/mo |
| Property tax rate | 2.1% | 2.1% |
| State & local income tax | 4.95% | 4.95% |
| Sales tax | 8.85% | 8.85% |
| Cost of living index | 116 | 105 |
| Groceries index | 98 | 98 |
| Utilities | $165/mo | $165/mo |
| Median household income | $155,105 | $123,792 |
| Unemployment rate | 4.7% | 4.7% |
| Crime index | 50/100 | 50/100 |
| School rating | 6.3/10 | 6.3/10 |
| Sunny days / year | 190 days | 190 days |
Data: Census ACS 2024 · BLS · Tax Foundation 2024 brackets · HUD/Zillow · NOAA 1991–2020 · FEMA NRI · Values are shown as reported; no universal winner is implied.
Full profiles: Naperville, IL · Oswego, IL
Questions & answers
- Is Naperville cheaper than Oswego?
- Oswego has the lower day-to-day cost index (105 vs 116 against a national 100). The other differences are shown facet by facet in the table.
- What household income in Oswego equals $85,000 in Naperville?
- A household earning $85,000 in Naperville needs about $81,500 in Oswego to keep the same lifestyle; coming the other way, $85,000 of Oswego lifestyle costs about $88,500 in Naperville.