Residential comparison · 13 facts
Moorhead, MN vs St. Cloud, MN
Compare the housing, tax, cost, income, safety, school, and climate facts that are available for both places. The table shows the numbers without declaring one city universally better.
A household earning $85,000 in Moorhead needs about $87,500 in St. Cloud to keep the same lifestyle.
Coming from St. Cloud, $85,000 of lifestyle costs about $82,500 in Moorhead.
A few differences
- Moorhead is higher on median household income ($72,761 vs $61,374).
- St. Cloud is lower on cost of living index (86 vs 87).
- Moorhead is lower on 2-bedroom rent ($1,043/mo vs $1,060/mo).
Moorhead vs St. Cloud · facet by facet
| Facet | Moorhead, MN | St. Cloud, MN |
|---|---|---|
| Median home price | $249,000 | $225,000 |
| 2-bedroom rent | $1,043/mo | $1,060/mo |
| Property tax rate | 1.05% | 1.05% |
| State & local income tax | 3.68% | 3.68% |
| Sales tax | 7.5% | 7.5% |
| Cost of living index | 87 | 86 |
| Groceries index | 100 | 100 |
| Utilities | $165/mo | $165/mo |
| Median household income | $72,761 | $61,374 |
| Unemployment rate | 2.9% | 2.9% |
| Crime index | 40/100 | 40/100 |
| School rating | 7.0/10 | 7.0/10 |
| Sunny days / year | 195 days | 195 days |
Data: Census ACS 2024 · BLS · Tax Foundation 2024 brackets · HUD/Zillow · NOAA 1991–2020 · FEMA NRI · Values are shown as reported; no universal winner is implied.
Full profiles: Moorhead, MN · St. Cloud, MN
Questions & answers
- Is Moorhead cheaper than St. Cloud?
- St. Cloud has the lower day-to-day cost index (86 vs 87 against a national 100). The other differences are shown facet by facet in the table.
- What household income in St. Cloud equals $85,000 in Moorhead?
- A household earning $85,000 in Moorhead needs about $87,500 in St. Cloud to keep the same lifestyle; coming the other way, $85,000 of St. Cloud lifestyle costs about $82,500 in Moorhead.