Residential comparison · 13 facts
Monsey, NY vs Saratoga Springs, NY
Compare the housing, tax, cost, income, safety, school, and climate facts that are available for both places. The table shows the numbers without declaring one city universally better.
A household earning $85,000 in Monsey needs about $76,000 in Saratoga Springs to keep the same lifestyle.
Coming from Saratoga Springs, $85,000 of lifestyle costs about $94,000 in Monsey.
A few differences
- Saratoga Springs is higher on median household income ($105,944 vs $47,629).
- Saratoga Springs is lower on cost of living index (118 vs 141).
- Monsey is lower on 2-bedroom rent ($1,678/mo vs $1,792/mo).
Monsey vs Saratoga Springs · facet by facet
| Facet | Monsey, NY | Saratoga Springs, NY |
|---|---|---|
| Median home price | $921,000 | $478,100 |
| 2-bedroom rent | $1,678/mo | $1,792/mo |
| Property tax rate | 1.6% | 1.6% |
| State & local income tax | 4.07% | 4.07% |
| Sales tax | 8.5% | 8.5% |
| Cost of living index | 141 | 118 |
| Groceries index | 108 | 108 |
| Utilities | $190/mo | $190/mo |
| Median household income | $47,629 | $105,944 |
| Unemployment rate | 4.3% | 4.3% |
| Crime index | 40/100 | 40/100 |
| School rating | 6.5/10 | 6.5/10 |
| Sunny days / year | 180 days | 180 days |
Data: Census ACS 2024 · BLS · Tax Foundation 2024 brackets · HUD/Zillow · NOAA 1991–2020 · FEMA NRI · Values are shown as reported; no universal winner is implied.
Full profiles: Monsey, NY · Saratoga Springs, NY
Questions & answers
- Is Monsey cheaper than Saratoga Springs?
- Saratoga Springs has the lower day-to-day cost index (118 vs 141 against a national 100). The other differences are shown facet by facet in the table.
- What household income in Saratoga Springs equals $85,000 in Monsey?
- A household earning $85,000 in Monsey needs about $76,000 in Saratoga Springs to keep the same lifestyle; coming the other way, $85,000 of Saratoga Springs lifestyle costs about $94,000 in Monsey.