Residential comparison · 13 facts
Midland, MI vs Saginaw, MI
Compare the housing, tax, cost, income, safety, school, and climate facts that are available for both places. The table shows the numbers without declaring one city universally better.
A household earning $85,000 in Midland needs about $82,500 in Saginaw to keep the same lifestyle.
Coming from Saginaw, $85,000 of lifestyle costs about $87,500 in Midland.
A few differences
- Midland is higher on median household income ($73,325 vs $38,579).
- Saginaw is lower on cost of living index (71 vs 82).
- Saginaw is lower on 2-bedroom rent ($867/mo vs $1,077/mo).
Midland vs Saginaw · facet by facet
| Facet | Midland, MI | Saginaw, MI |
|---|---|---|
| Median home price | $203,900 | $60,000 |
| 2-bedroom rent | $1,077/mo | $867/mo |
| Property tax rate | 1.35% | 1.35% |
| State & local income tax | 5.25% | 5.75% |
| Sales tax | 6% | 6% |
| Cost of living index | 82 | 71 |
| Groceries index | 95 | 95 |
| Utilities | $175/mo | $175/mo |
| Median household income | $73,325 | $38,579 |
| Unemployment rate | 4.1% | 4.1% |
| Crime index | 45/100 | 45/100 |
| School rating | 5.3/10 | 5.3/10 |
| Sunny days / year | 175 days | 175 days |
Data: Census ACS 2024 · BLS · Tax Foundation 2024 brackets · HUD/Zillow · NOAA 1991–2020 · FEMA NRI · Values are shown as reported; no universal winner is implied.
Full profiles: Midland, MI · Saginaw, MI
Questions & answers
- Is Midland cheaper than Saginaw?
- Saginaw has the lower day-to-day cost index (71 vs 82 against a national 100). The other differences are shown facet by facet in the table.
- What household income in Saginaw equals $85,000 in Midland?
- A household earning $85,000 in Midland needs about $82,500 in Saginaw to keep the same lifestyle; coming the other way, $85,000 of Saginaw lifestyle costs about $87,500 in Midland.