Residential comparison · 13 facts
Lodi, CA vs Tracy, CA
Compare the housing, tax, cost, income, safety, school, and climate facts that are available for both places. The table shows the numbers without declaring one city universally better.
A household earning $85,000 in Lodi needs about $97,500 in Tracy to keep the same lifestyle.
Coming from Tracy, $85,000 of lifestyle costs about $72,500 in Lodi.
A few differences
- Tracy is higher on median household income ($121,119 vs $88,530).
- Lodi is lower on cost of living index (118 vs 137).
- Lodi is lower on 2-bedroom rent ($1,662/mo vs $2,183/mo).
Lodi vs Tracy · facet by facet
| Facet | Lodi, CA | Tracy, CA |
|---|---|---|
| Median home price | $492,500 | $699,000 |
| 2-bedroom rent | $1,662/mo | $2,183/mo |
| Property tax rate | 0.75% | 0.75% |
| State & local income tax | 2.09% | 2.09% |
| Sales tax | 8.8% | 8.8% |
| Cost of living index | 118 | 137 |
| Groceries index | 112 | 112 |
| Utilities | $245/mo | $245/mo |
| Median household income | $88,530 | $121,119 |
| Unemployment rate | 5.2% | 5.2% |
| Crime index | 52/100 | 52/100 |
| School rating | 5.5/10 | 5.5/10 |
| Sunny days / year | 260 days | 260 days |
Data: Census ACS 2024 · BLS · Tax Foundation 2024 brackets · HUD/Zillow · NOAA 1991–2020 · FEMA NRI · Values are shown as reported; no universal winner is implied.
Questions & answers
- Is Lodi cheaper than Tracy?
- Lodi has the lower day-to-day cost index (118 vs 137 against a national 100). The other differences are shown facet by facet in the table.
- What household income in Tracy equals $85,000 in Lodi?
- A household earning $85,000 in Lodi needs about $97,500 in Tracy to keep the same lifestyle; coming the other way, $85,000 of Tracy lifestyle costs about $72,500 in Lodi.