Residential comparison · 13 facts
Keystone, FL vs Lutz, FL
Compare the housing, tax, cost, income, safety, school, and climate facts that are available for both places. The table shows the numbers without declaring one city universally better.
A household earning $85,000 in Keystone needs about $75,500 in Lutz to keep the same lifestyle.
Coming from Lutz, $85,000 of lifestyle costs about $94,500 in Keystone.
A few differences
- Keystone is higher on median household income ($161,056 vs $120,031).
- Lutz is lower on cost of living index (111 vs 115).
- Keystone is lower on 2-bedroom rent ($1,337/mo vs $1,709/mo).
Keystone vs Lutz · facet by facet
| Facet | Keystone, FL | Lutz, FL |
|---|---|---|
| Median home price | $653,500 | $486,500 |
| 2-bedroom rent | $1,337/mo | $1,709/mo |
| Property tax rate | 0.8% | 0.8% |
| State & local income tax | 0% | 0% |
| Sales tax | 7% | 7% |
| Cost of living index | 115 | 111 |
| Groceries index | 103 | 103 |
| Utilities | $180/mo | $180/mo |
| Median household income | $161,056 | $120,031 |
| Unemployment rate | 3.3% | 3.3% |
| Crime index | 45/100 | 45/100 |
| School rating | 5.8/10 | 5.8/10 |
| Sunny days / year | 240 days | 240 days |
Data: Census ACS 2024 · BLS · Tax Foundation 2024 brackets · HUD/Zillow · NOAA 1991–2020 · FEMA NRI · Values are shown as reported; no universal winner is implied.
Full profiles: Keystone, FL · Lutz, FL
Questions & answers
- Is Keystone cheaper than Lutz?
- Lutz has the lower day-to-day cost index (111 vs 115 against a national 100). The other differences are shown facet by facet in the table.
- What household income in Lutz equals $85,000 in Keystone?
- A household earning $85,000 in Keystone needs about $75,500 in Lutz to keep the same lifestyle; coming the other way, $85,000 of Lutz lifestyle costs about $94,500 in Keystone.