Residential comparison · 13 facts
Germantown, TN vs Memphis, TN
Compare the housing, tax, cost, income, safety, school, and climate facts that are available for both places. The table shows the numbers without declaring one city universally better.
A household earning $85,000 in Germantown needs about $76,000 in Memphis to keep the same lifestyle.
Coming from Memphis, $85,000 of lifestyle costs about $94,000 in Germantown.
A few differences
- Germantown is lower on property tax rate (0.65% vs 1.35%).
- Germantown is lower on sales tax (9.55% vs 9.75%).
- Memphis is lower on groceries index (93 vs 96).
Germantown vs Memphis · facet by facet
| Facet | Germantown, TN | Memphis, TN |
|---|---|---|
| Median home price | $470,800 | $190,000 |
| 2-bedroom rent | $1,782/mo | $1,250/mo |
| Property tax rate | 0.65% | 1.35% |
| State & local income tax | 0% | 0% |
| Sales tax | 9.55% | 9.75% |
| Cost of living index | 106 | 86 |
| Groceries index | 96 | 93 |
| Utilities | $160/mo | $165/mo |
| Median household income | $149,920 | $51,000 |
| Unemployment rate | 3.3% | 4.7% |
| Crime index | 70/100 | 68/100 |
| School rating | 5.3/10 | 4.5/10 |
| Sunny days / year | 205 days | 218 days |
Data: Census ACS 2024 · BLS · Tax Foundation 2024 brackets · HUD/Zillow · NOAA 1991–2020 · FEMA NRI · Values are shown as reported; no universal winner is implied.
Full profiles: Germantown, TN · Memphis, TN
Questions & answers
- Is Germantown cheaper than Memphis?
- Memphis has the lower day-to-day cost index (86 vs 106 against a national 100). The other differences are shown facet by facet in the table.
- What household income in Memphis equals $85,000 in Germantown?
- A household earning $85,000 in Germantown needs about $76,000 in Memphis to keep the same lifestyle; coming the other way, $85,000 of Memphis lifestyle costs about $94,000 in Germantown.