Residential comparison · 13 facts
Germantown, MD vs Waldorf, MD
Compare the housing, tax, cost, income, safety, school, and climate facts that are available for both places. The table shows the numbers without declaring one city universally better.
A household earning $85,000 in Germantown needs about $84,500 in Waldorf to keep the same lifestyle.
Coming from Waldorf, $85,000 of lifestyle costs about $85,500 in Germantown.
A few differences
- Germantown is higher on median household income ($117,546 vs $116,089).
- Waldorf is lower on cost of living index (114 vs 116).
- Waldorf is lower on 2-bedroom rent ($2,008/mo vs $2,077/mo).
Germantown vs Waldorf · facet by facet
| Facet | Germantown, MD | Waldorf, MD |
|---|---|---|
| Median home price | $422,400 | $407,600 |
| 2-bedroom rent | $2,077/mo | $2,008/mo |
| Property tax rate | 1.05% | 1.05% |
| State & local income tax | 7.6% | 7.43% |
| Sales tax | 6% | 6% |
| Cost of living index | 116 | 114 |
| Groceries index | 105 | 105 |
| Utilities | $190/mo | $190/mo |
| Median household income | $117,546 | $116,089 |
| Unemployment rate | 2.8% | 2.8% |
| Crime index | 52/100 | 52/100 |
| School rating | 6.2/10 | 6.2/10 |
| Sunny days / year | 213 days | 213 days |
Data: Census ACS 2024 · BLS · Tax Foundation 2024 brackets · HUD/Zillow · NOAA 1991–2020 · FEMA NRI · Values are shown as reported; no universal winner is implied.
Full profiles: Germantown, MD · Waldorf, MD
Questions & answers
- Is Germantown cheaper than Waldorf?
- Waldorf has the lower day-to-day cost index (114 vs 116 against a national 100). The other differences are shown facet by facet in the table.
- What household income in Waldorf equals $85,000 in Germantown?
- A household earning $85,000 in Germantown needs about $84,500 in Waldorf to keep the same lifestyle; coming the other way, $85,000 of Waldorf lifestyle costs about $85,500 in Germantown.