Residential comparison · 13 facts
Garfield, NJ vs Lodi, NJ
Compare the housing, tax, cost, income, safety, school, and climate facts that are available for both places. The table shows the numbers without declaring one city universally better.
A household earning $85,000 in Garfield needs about $88,500 in Lodi to keep the same lifestyle.
Coming from Lodi, $85,000 of lifestyle costs about $81,500 in Garfield.
A few differences
- Lodi is higher on median household income ($89,305 vs $79,700).
- Garfield is lower on cost of living index (115 vs 116).
- Garfield is lower on 2-bedroom rent ($1,685/mo vs $1,760/mo).
Garfield vs Lodi · facet by facet
| Facet | Garfield, NJ | Lodi, NJ |
|---|---|---|
| Median home price | $475,500 | $475,000 |
| 2-bedroom rent | $1,685/mo | $1,760/mo |
| Property tax rate | 2.2% | 2.2% |
| State & local income tax | 2.26% | 2.26% |
| Sales tax | 6.6% | 6.6% |
| Cost of living index | 115 | 116 |
| Groceries index | 106 | 106 |
| Utilities | $180/mo | $180/mo |
| Median household income | $79,700 | $89,305 |
| Unemployment rate | 4.5% | 4.5% |
| Crime index | 25/100 | 25/100 |
| School rating | 8.3/10 | 8.3/10 |
| Sunny days / year | 205 days | 205 days |
Data: Census ACS 2024 · BLS · Tax Foundation 2024 brackets · HUD/Zillow · NOAA 1991–2020 · FEMA NRI · Values are shown as reported; no universal winner is implied.
Full profiles: Garfield, NJ · Lodi, NJ
Questions & answers
- Is Garfield cheaper than Lodi?
- Garfield has the lower day-to-day cost index (115 vs 116 against a national 100). The other differences are shown facet by facet in the table.
- What household income in Lodi equals $85,000 in Garfield?
- A household earning $85,000 in Garfield needs about $88,500 in Lodi to keep the same lifestyle; coming the other way, $85,000 of Lodi lifestyle costs about $81,500 in Garfield.