Residential comparison · 13 facts
Frederick, MD vs Germantown, MD
Compare the housing, tax, cost, income, safety, school, and climate facts that are available for both places. The table shows the numbers without declaring one city universally better.
A household earning $85,000 in Frederick needs about $89,000 in Germantown to keep the same lifestyle.
Coming from Germantown, $85,000 of lifestyle costs about $81,000 in Frederick.
A few differences
- Germantown is higher on median household income ($117,546 vs $97,069).
- Frederick is lower on cost of living index (111 vs 116).
- Frederick is lower on 2-bedroom rent ($1,776/mo vs $2,077/mo).
Frederick vs Germantown · facet by facet
| Facet | Frederick, MD | Germantown, MD |
|---|---|---|
| Median home price | $401,500 | $422,400 |
| 2-bedroom rent | $1,776/mo | $2,077/mo |
| Property tax rate | 1.05% | 1.05% |
| State & local income tax | 7.36% | 7.6% |
| Sales tax | 6% | 6% |
| Cost of living index | 111 | 116 |
| Groceries index | 105 | 105 |
| Utilities | $190/mo | $190/mo |
| Median household income | $97,069 | $117,546 |
| Unemployment rate | 2.8% | 2.8% |
| Crime index | 52/100 | 52/100 |
| School rating | 6.2/10 | 6.2/10 |
| Sunny days / year | 213 days | 213 days |
Data: Census ACS 2024 · BLS · Tax Foundation 2024 brackets · HUD/Zillow · NOAA 1991–2020 · FEMA NRI · Values are shown as reported; no universal winner is implied.
Full profiles: Frederick, MD · Germantown, MD
Questions & answers
- Is Frederick cheaper than Germantown?
- Frederick has the lower day-to-day cost index (111 vs 116 against a national 100). The other differences are shown facet by facet in the table.
- What household income in Germantown equals $85,000 in Frederick?
- A household earning $85,000 in Frederick needs about $89,000 in Germantown to keep the same lifestyle; coming the other way, $85,000 of Germantown lifestyle costs about $81,000 in Frederick.