Residential comparison · 13 facts
Encinitas, CA vs Santa Cruz, CA
Compare the housing, tax, cost, income, safety, school, and climate facts that are available for both places. The table shows the numbers without declaring one city universally better.
A household earning $85,000 in Encinitas needs about $81,000 in Santa Cruz to keep the same lifestyle.
Coming from Santa Cruz, $85,000 of lifestyle costs about $89,000 in Encinitas.
A few differences
- Encinitas is higher on median household income ($162,229 vs $115,475).
- Santa Cruz is lower on cost of living index (174 vs 200).
- Santa Cruz is lower on 2-bedroom rent ($2,758/mo vs $2,904/mo).
Encinitas vs Santa Cruz · facet by facet
| Facet | Encinitas, CA | Santa Cruz, CA |
|---|---|---|
| Median home price | $1,646,800 | $1,209,000 |
| 2-bedroom rent | $2,904/mo | $2,758/mo |
| Property tax rate | 0.75% | 0.75% |
| State & local income tax | 2.09% | 2.09% |
| Sales tax | 8.8% | 8.8% |
| Cost of living index | 200 | 174 |
| Groceries index | 112 | 112 |
| Utilities | $245/mo | $245/mo |
| Median household income | $162,229 | $115,475 |
| Unemployment rate | 5.2% | 5.2% |
| Crime index | 52/100 | 52/100 |
| School rating | 5.5/10 | 5.5/10 |
| Sunny days / year | 260 days | 260 days |
Data: Census ACS 2024 · BLS · Tax Foundation 2024 brackets · HUD/Zillow · NOAA 1991–2020 · FEMA NRI · Values are shown as reported; no universal winner is implied.
Full profiles: Encinitas, CA · Santa Cruz, CA
Questions & answers
- Is Encinitas cheaper than Santa Cruz?
- Santa Cruz has the lower day-to-day cost index (174 vs 200 against a national 100). The other differences are shown facet by facet in the table.
- What household income in Santa Cruz equals $85,000 in Encinitas?
- A household earning $85,000 in Encinitas needs about $81,000 in Santa Cruz to keep the same lifestyle; coming the other way, $85,000 of Santa Cruz lifestyle costs about $89,000 in Encinitas.