Residential comparison · 13 facts
Elgin, IL vs South Elgin, IL
Compare the housing, tax, cost, income, safety, school, and climate facts that are available for both places. The table shows the numbers without declaring one city universally better.
A household earning $85,000 in Elgin needs about $92,500 in South Elgin to keep the same lifestyle.
Coming from South Elgin, $85,000 of lifestyle costs about $77,500 in Elgin.
A few differences
- South Elgin is higher on median household income ($127,203 vs $90,282).
- Elgin is lower on cost of living index (94 vs 102).
- Elgin is lower on 2-bedroom rent ($1,375/mo vs $1,704/mo).
Elgin vs South Elgin · facet by facet
| Facet | Elgin, IL | South Elgin, IL |
|---|---|---|
| Median home price | $273,000 | $339,100 |
| 2-bedroom rent | $1,375/mo | $1,704/mo |
| Property tax rate | 2.1% | 2.1% |
| State & local income tax | 4.95% | 4.95% |
| Sales tax | 8.85% | 8.85% |
| Cost of living index | 94 | 102 |
| Groceries index | 98 | 98 |
| Utilities | $165/mo | $165/mo |
| Median household income | $90,282 | $127,203 |
| Unemployment rate | 4.7% | 4.7% |
| Crime index | 50/100 | 50/100 |
| School rating | 6.3/10 | 6.3/10 |
| Sunny days / year | 190 days | 190 days |
Data: Census ACS 2024 · BLS · Tax Foundation 2024 brackets · HUD/Zillow · NOAA 1991–2020 · FEMA NRI · Values are shown as reported; no universal winner is implied.
Full profiles: Elgin, IL · South Elgin, IL
Questions & answers
- Is Elgin cheaper than South Elgin?
- Elgin has the lower day-to-day cost index (94 vs 102 against a national 100). The other differences are shown facet by facet in the table.
- What household income in South Elgin equals $85,000 in Elgin?
- A household earning $85,000 in Elgin needs about $92,500 in South Elgin to keep the same lifestyle; coming the other way, $85,000 of South Elgin lifestyle costs about $77,500 in Elgin.