Residential comparison · 13 facts
Derby, KS vs Gardner, KS
Compare the housing, tax, cost, income, safety, school, and climate facts that are available for both places. The table shows the numbers without declaring one city universally better.
A household earning $85,000 in Derby needs about $88,500 in Gardner to keep the same lifestyle.
Coming from Gardner, $85,000 of lifestyle costs about $81,500 in Derby.
A few differences
- Gardner is higher on median household income ($96,818 vs $84,112).
- Derby is lower on cost of living index (83 vs 87).
- Derby is lower on 2-bedroom rent ($1,155/mo vs $1,167/mo).
Derby vs Gardner · facet by facet
| Facet | Derby, KS | Gardner, KS |
|---|---|---|
| Median home price | $236,900 | $306,200 |
| 2-bedroom rent | $1,155/mo | $1,167/mo |
| Property tax rate | 1.34% | 1.34% |
| State & local income tax | 4.09% | 4.09% |
| Sales tax | 8.7% | 8.7% |
| Cost of living index | 83 | 87 |
| Groceries index | 95 | 95 |
| Utilities | $165/mo | $165/mo |
| Median household income | $84,112 | $96,818 |
| Unemployment rate | 2.9% | 2.9% |
| Crime index | 48/100 | 48/100 |
| School rating | 6.0/10 | 6.0/10 |
| Sunny days / year | 230 days | 230 days |
Data: Census ACS 2024 · BLS · Tax Foundation 2024 brackets · HUD/Zillow · NOAA 1991–2020 · FEMA NRI · Values are shown as reported; no universal winner is implied.
Full profiles: Derby, KS · Gardner, KS
Questions & answers
- Is Derby cheaper than Gardner?
- Derby has the lower day-to-day cost index (83 vs 87 against a national 100). The other differences are shown facet by facet in the table.
- What household income in Gardner equals $85,000 in Derby?
- A household earning $85,000 in Derby needs about $88,500 in Gardner to keep the same lifestyle; coming the other way, $85,000 of Gardner lifestyle costs about $81,500 in Derby.