Residential comparison · 13 facts
Clearwater, FL vs Palm Harbor, FL
Compare the housing, tax, cost, income, safety, school, and climate facts that are available for both places. The table shows the numbers without declaring one city universally better.
A household earning $85,000 in Clearwater needs about $87,000 in Palm Harbor to keep the same lifestyle.
Coming from Palm Harbor, $85,000 of lifestyle costs about $83,000 in Clearwater.
A few differences
- Palm Harbor is higher on median household income ($78,935 vs $66,381).
- Clearwater is lower on cost of living index (105 vs 109).
- Clearwater is lower on 2-bedroom rent ($1,761/mo vs $1,876/mo).
Clearwater vs Palm Harbor · facet by facet
| Facet | Clearwater, FL | Palm Harbor, FL |
|---|---|---|
| Median home price | $361,300 | $405,300 |
| 2-bedroom rent | $1,761/mo | $1,876/mo |
| Property tax rate | 0.8% | 0.8% |
| State & local income tax | 0% | 0% |
| Sales tax | 7% | 7% |
| Cost of living index | 105 | 109 |
| Groceries index | 103 | 103 |
| Utilities | $180/mo | $180/mo |
| Median household income | $66,381 | $78,935 |
| Unemployment rate | 3.3% | 3.3% |
| Crime index | 45/100 | 45/100 |
| School rating | 5.8/10 | 5.8/10 |
| Sunny days / year | 240 days | 240 days |
Data: Census ACS 2024 · BLS · Tax Foundation 2024 brackets · HUD/Zillow · NOAA 1991–2020 · FEMA NRI · Values are shown as reported; no universal winner is implied.
Full profiles: Clearwater, FL · Palm Harbor, FL
Questions & answers
- Is Clearwater cheaper than Palm Harbor?
- Clearwater has the lower day-to-day cost index (105 vs 109 against a national 100). The other differences are shown facet by facet in the table.
- What household income in Palm Harbor equals $85,000 in Clearwater?
- A household earning $85,000 in Clearwater needs about $87,000 in Palm Harbor to keep the same lifestyle; coming the other way, $85,000 of Palm Harbor lifestyle costs about $83,000 in Clearwater.