Residential comparison · 13 facts
Cincinnati, OH vs Toledo, OH
Compare the housing, tax, cost, income, safety, school, and climate facts that are available for both places. The table shows the numbers without declaring one city universally better.
A household earning $85,000 in Cincinnati needs about $77,000 in Toledo to keep the same lifestyle.
Coming from Toledo, $85,000 of lifestyle costs about $92,500 in Cincinnati.
A few differences
- Toledo is lower on property tax rate (1.5% vs 1.7%).
- Toledo is lower on sales tax (7.25% vs 7.8%).
- Toledo is lower on groceries index (95 vs 96).
Cincinnati vs Toledo · facet by facet
| Facet | Cincinnati, OH | Toledo, OH |
|---|---|---|
| Median home price | $235,000 | $114,500 |
| 2-bedroom rent | $1,400/mo | $930/mo |
| Property tax rate | 1.7% | 1.5% |
| State & local income tax | 3.71% | 4.41% |
| Sales tax | 7.8% | 7.25% |
| Cost of living index | 91 | 74 |
| Groceries index | 96 | 95 |
| Utilities | $170/mo | $160/mo |
| Median household income | $50,000 | $49,724 |
| Unemployment rate | 4.1% | 3.9% |
| Crime index | 55/100 | 45/100 |
| School rating | 5.5/10 | 5.8/10 |
| Sunny days / year | 176 days | 175 days |
Data: Census ACS 2024 · BLS · Tax Foundation 2024 brackets · HUD/Zillow · NOAA 1991–2020 · FEMA NRI · Values are shown as reported; no universal winner is implied.
Full profiles: Cincinnati, OH · Toledo, OH
Questions & answers
- Is Cincinnati cheaper than Toledo?
- Toledo has the lower day-to-day cost index (74 vs 91 against a national 100). The other differences are shown facet by facet in the table.
- What household income in Toledo equals $85,000 in Cincinnati?
- A household earning $85,000 in Cincinnati needs about $77,000 in Toledo to keep the same lifestyle; coming the other way, $85,000 of Toledo lifestyle costs about $92,500 in Cincinnati.