Residential comparison · 13 facts
Charlotte, NC vs Indianapolis, IN
Compare the housing, tax, cost, income, safety, school, and climate facts that are available for both places. The table shows the numbers without declaring one city universally better.
A household earning $85,000 in Charlotte needs about $80,000 in Indianapolis to keep the same lifestyle.
Coming from Indianapolis, $85,000 of lifestyle costs about $90,000 in Charlotte.
A few differences
- Charlotte is lower on property tax rate (0.85% vs 1.05%).
- Indianapolis is lower on sales tax (7% vs 7.25%).
- Indianapolis is lower on groceries index (95 vs 98).
Charlotte vs Indianapolis · facet by facet
| Facet | Charlotte, NC | Indianapolis, IN |
|---|---|---|
| Median home price | $400,000 | $250,000 |
| 2-bedroom rent | $1,800/mo | $1,400/mo |
| Property tax rate | 0.85% | 1.05% |
| State & local income tax | 3.15% | 5.07% |
| Sales tax | 7.25% | 7% |
| Cost of living index | 99 | 90 |
| Groceries index | 98 | 95 |
| Utilities | $160/mo | $170/mo |
| Median household income | $74,000 | $59,000 |
| Unemployment rate | 3.8% | 3.8% |
| Crime index | 49/100 | 57/100 |
| School rating | 6.5/10 | 5.5/10 |
| Sunny days / year | 218 days | 186 days |
Data: Census ACS 2024 · BLS · Tax Foundation 2024 brackets · HUD/Zillow · NOAA 1991–2020 · FEMA NRI · Values are shown as reported; no universal winner is implied.
Full profiles: Charlotte, NC · Indianapolis, IN
Questions & answers
- Is Charlotte cheaper than Indianapolis?
- Indianapolis has the lower day-to-day cost index (90 vs 99 against a national 100). The other differences are shown facet by facet in the table.
- What household income in Indianapolis equals $85,000 in Charlotte?
- A household earning $85,000 in Charlotte needs about $80,000 in Indianapolis to keep the same lifestyle; coming the other way, $85,000 of Indianapolis lifestyle costs about $90,000 in Charlotte.