Residential comparison · 13 facts
Champaign, IL vs Urbana, IL
Compare the housing, tax, cost, income, safety, school, and climate facts that are available for both places. The table shows the numbers without declaring one city universally better.
A household earning $85,000 in Champaign needs about $83,500 in Urbana to keep the same lifestyle.
Coming from Urbana, $85,000 of lifestyle costs about $86,500 in Champaign.
A few differences
- Champaign is higher on median household income ($56,118 vs $45,346).
- Urbana is lower on cost of living index (83 vs 88).
- Urbana is lower on 2-bedroom rent ($1,007/mo vs $1,205/mo).
Champaign vs Urbana · facet by facet
| Facet | Champaign, IL | Urbana, IL |
|---|---|---|
| Median home price | $210,900 | $184,900 |
| 2-bedroom rent | $1,205/mo | $1,007/mo |
| Property tax rate | 2.1% | 2.1% |
| State & local income tax | 4.95% | 4.95% |
| Sales tax | 8.85% | 8.85% |
| Cost of living index | 88 | 83 |
| Groceries index | 98 | 98 |
| Utilities | $165/mo | $165/mo |
| Median household income | $56,118 | $45,346 |
| Unemployment rate | 4.7% | 4.7% |
| Crime index | 50/100 | 50/100 |
| School rating | 6.3/10 | 6.3/10 |
| Sunny days / year | 190 days | 190 days |
Data: Census ACS 2024 · BLS · Tax Foundation 2024 brackets · HUD/Zillow · NOAA 1991–2020 · FEMA NRI · Values are shown as reported; no universal winner is implied.
Full profiles: Champaign, IL · Urbana, IL
Questions & answers
- Is Champaign cheaper than Urbana?
- Urbana has the lower day-to-day cost index (83 vs 88 against a national 100). The other differences are shown facet by facet in the table.
- What household income in Urbana equals $85,000 in Champaign?
- A household earning $85,000 in Champaign needs about $83,500 in Urbana to keep the same lifestyle; coming the other way, $85,000 of Urbana lifestyle costs about $86,500 in Champaign.