Residential comparison · 13 facts
Baltimore, MD vs Germantown, MD
Compare the housing, tax, cost, income, safety, school, and climate facts that are available for both places. The table shows the numbers without declaring one city universally better.
A household earning $85,000 in Baltimore needs about $90,500 in Germantown to keep the same lifestyle.
Coming from Germantown, $85,000 of lifestyle costs about $79,500 in Baltimore.
A few differences
- Germantown is lower on property tax rate (1.05% vs 2%).
- Baltimore is lower on groceries index (103 vs 105).
- Germantown is higher on median household income ($117,546 vs $59,000).
Baltimore vs Germantown · facet by facet
| Facet | Baltimore, MD | Germantown, MD |
|---|---|---|
| Median home price | $220,000 | $422,400 |
| 2-bedroom rent | $1,700/mo | $2,077/mo |
| Property tax rate | 2% | 1.05% |
| State & local income tax | 7.6% | 7.6% |
| Sales tax | 6% | 6% |
| Cost of living index | 99 | 116 |
| Groceries index | 103 | 105 |
| Utilities | $190/mo | $190/mo |
| Median household income | $59,000 | $117,546 |
| Unemployment rate | 4.5% | 2.8% |
| Crime index | 62/100 | 52/100 |
| School rating | 5.0/10 | 6.2/10 |
| Sunny days / year | 213 days | 213 days |
Data: Census ACS 2024 · BLS · Tax Foundation 2024 brackets · HUD/Zillow · NOAA 1991–2020 · FEMA NRI · Values are shown as reported; no universal winner is implied.
Full profiles: Baltimore, MD · Germantown, MD
Questions & answers
- Is Baltimore cheaper than Germantown?
- Baltimore has the lower day-to-day cost index (99 vs 116 against a national 100). The other differences are shown facet by facet in the table.
- What household income in Germantown equals $85,000 in Baltimore?
- A household earning $85,000 in Baltimore needs about $90,500 in Germantown to keep the same lifestyle; coming the other way, $85,000 of Germantown lifestyle costs about $79,500 in Baltimore.