Residential comparison · 13 facts
Baltimore, MD vs Frederick, MD
Compare the housing, tax, cost, income, safety, school, and climate facts that are available for both places. The table shows the numbers without declaring one city universally better.
A household earning $85,000 in Baltimore needs about $86,500 in Frederick to keep the same lifestyle.
Coming from Frederick, $85,000 of lifestyle costs about $83,500 in Baltimore.
A few differences
- Frederick is lower on property tax rate (1.05% vs 2%).
- Baltimore is lower on groceries index (103 vs 105).
- Frederick is higher on median household income ($97,069 vs $59,000).
Baltimore vs Frederick · facet by facet
| Facet | Baltimore, MD | Frederick, MD |
|---|---|---|
| Median home price | $220,000 | $401,500 |
| 2-bedroom rent | $1,700/mo | $1,776/mo |
| Property tax rate | 2% | 1.05% |
| State & local income tax | 7.6% | 7.36% |
| Sales tax | 6% | 6% |
| Cost of living index | 99 | 111 |
| Groceries index | 103 | 105 |
| Utilities | $190/mo | $190/mo |
| Median household income | $59,000 | $97,069 |
| Unemployment rate | 4.5% | 2.8% |
| Crime index | 62/100 | 52/100 |
| School rating | 5.0/10 | 6.2/10 |
| Sunny days / year | 213 days | 213 days |
Data: Census ACS 2024 · BLS · Tax Foundation 2024 brackets · HUD/Zillow · NOAA 1991–2020 · FEMA NRI · Values are shown as reported; no universal winner is implied.
Full profiles: Baltimore, MD · Frederick, MD
Questions & answers
- Is Baltimore cheaper than Frederick?
- Baltimore has the lower day-to-day cost index (99 vs 111 against a national 100). The other differences are shown facet by facet in the table.
- What household income in Frederick equals $85,000 in Baltimore?
- A household earning $85,000 in Baltimore needs about $86,500 in Frederick to keep the same lifestyle; coming the other way, $85,000 of Frederick lifestyle costs about $83,500 in Baltimore.