Residential comparison · 13 facts
Albany, NY vs New Rochelle, NY
Compare the housing, tax, cost, income, safety, school, and climate facts that are available for both places. The table shows the numbers without declaring one city universally better.
A household earning $85,000 in Albany needs about $97,500 in New Rochelle to keep the same lifestyle.
Coming from New Rochelle, $85,000 of lifestyle costs about $72,500 in Albany.
A few differences
- New Rochelle is higher on median household income ($109,167 vs $61,986).
- Albany is lower on cost of living index (98 vs 135).
- Albany is lower on 2-bedroom rent ($1,309/mo vs $2,123/mo).
Albany vs New Rochelle · facet by facet
| Facet | Albany, NY | New Rochelle, NY |
|---|---|---|
| Median home price | $234,700 | $702,500 |
| 2-bedroom rent | $1,309/mo | $2,123/mo |
| Property tax rate | 1.6% | 1.6% |
| State & local income tax | 4.07% | 4.07% |
| Sales tax | 8.5% | 8.5% |
| Cost of living index | 98 | 135 |
| Groceries index | 108 | 108 |
| Utilities | $190/mo | $190/mo |
| Median household income | $61,986 | $109,167 |
| Unemployment rate | 4.3% | 4.3% |
| Crime index | 40/100 | 40/100 |
| School rating | 6.5/10 | 6.5/10 |
| Sunny days / year | 180 days | 180 days |
Data: Census ACS 2024 · BLS · Tax Foundation 2024 brackets · HUD/Zillow · NOAA 1991–2020 · FEMA NRI · Values are shown as reported; no universal winner is implied.
Full profiles: Albany, NY · New Rochelle, NY
Questions & answers
- Is Albany cheaper than New Rochelle?
- Albany has the lower day-to-day cost index (98 vs 135 against a national 100). The other differences are shown facet by facet in the table.
- What household income in New Rochelle equals $85,000 in Albany?
- A household earning $85,000 in Albany needs about $97,500 in New Rochelle to keep the same lifestyle; coming the other way, $85,000 of New Rochelle lifestyle costs about $72,500 in Albany.