Residential comparison · 13 facts
Albany, NY vs Mount Vernon, NY
Compare the housing, tax, cost, income, safety, school, and climate facts that are available for both places. The table shows the numbers without declaring one city universally better.
A household earning $85,000 in Albany needs about $92,000 in Mount Vernon to keep the same lifestyle.
Coming from Mount Vernon, $85,000 of lifestyle costs about $78,000 in Albany.
A few differences
- Mount Vernon is higher on median household income ($78,779 vs $61,986).
- Albany is lower on cost of living index (98 vs 119).
- Albany is lower on 2-bedroom rent ($1,309/mo vs $1,805/mo).
Albany vs Mount Vernon · facet by facet
| Facet | Albany, NY | Mount Vernon, NY |
|---|---|---|
| Median home price | $234,700 | $484,000 |
| 2-bedroom rent | $1,309/mo | $1,805/mo |
| Property tax rate | 1.6% | 1.6% |
| State & local income tax | 4.07% | 4.07% |
| Sales tax | 8.5% | 8.5% |
| Cost of living index | 98 | 119 |
| Groceries index | 108 | 108 |
| Utilities | $190/mo | $190/mo |
| Median household income | $61,986 | $78,779 |
| Unemployment rate | 4.3% | 4.3% |
| Crime index | 40/100 | 40/100 |
| School rating | 6.5/10 | 6.5/10 |
| Sunny days / year | 180 days | 180 days |
Data: Census ACS 2024 · BLS · Tax Foundation 2024 brackets · HUD/Zillow · NOAA 1991–2020 · FEMA NRI · Values are shown as reported; no universal winner is implied.
Full profiles: Albany, NY · Mount Vernon, NY
Questions & answers
- Is Albany cheaper than Mount Vernon?
- Albany has the lower day-to-day cost index (98 vs 119 against a national 100). The other differences are shown facet by facet in the table.
- What household income in Mount Vernon equals $85,000 in Albany?
- A household earning $85,000 in Albany needs about $92,000 in Mount Vernon to keep the same lifestyle; coming the other way, $85,000 of Mount Vernon lifestyle costs about $78,000 in Albany.